SPOTTED DOG PROPERTIES

PO Box 8003
East Peoria, IL 61611
ph: 309-453-8786
fax: 309-347-8827

Private Lending

We are seeking sophisticated lenders that want to earn more for their investment dollars. If you have investment capital or IRA dollars that are not currently earning a 15% return safely, please call us. We invest in single family homes that are rehabbed and sold to owner occupants. Your loan would be secured by this real estate.

 

Tired of Low CD Rates?

What would you do with an extra $50 to $300 per month? 

 
Do you have money in IRA's,
401K Pension Plans? 
 You can self direct your IRA (Traditional/Roth) or pension plan.
 Your returns stay tax deferred or tax free.

It's simple, easy and we do the work.

Take Control of Your Future!

Are you:
Retired?
Laid Off?

Have You:
Quit Your Job?

 

Private Lending FAQ's

 
How does it work? 

1) We locate a property we want to buy.
2) We borrow from you to purchase the property.
3) We have a formal closing and you get a mortgage on the home with the important documents

Availability of case allows us to buy at a discount

We will make monthly payments if you like a monthly income.
OR
The interest accrues until the house is sold and
you get one check for principal and interest.

 

 

Why should I choose your company? 
It's a win-win situation for everyone involved. If you enter a business deal with us you are helping people achieve the American dream of home ownership. Many people can not buy without our special programs and willingness to go the extra mile. Spotted Dog Properties, Inc has integrity. We treat our customers, suppliers and each other with integrity. Our competitive advantage is speed to purchase a property and knowledge of creative real estate techniques. We are a Corporation that is unique. How? We have integrity, systems, speed and knowledge. We are successful because of teamwork, drive, focus and hard work. Everyone at Spotted Dog Properties has a shared vision. Our business is structured to sell properties and pay you off. Your loan is secured by the property. The property will be sold an your principal and interest will be paid as agreed.

How Can We Buy Houses So Far Below Market Value?
• Our specialty is distressed properties that usually need renovated.
• We know where to look, what to buy, what not to buy and how to renovate.
• We crate value by taking ugly, vacant homes that are eye sores and putting them back in use after renovation.

What documents secure my loan?
• Promissory Note
• Mortgage
• Hazard Insurance Policy
• UCC-1 Filing
• Title Insurance
• Appraisal
Lenders have no expense!

Will there be enough equity to secure my loan?
Yes, here's an example of a real estate deal that we recently did:
$150,000 After Repaired Value of property
$75, 000 Max Loan
70% Loan to Value

What is the difference between a bank CD and a private lender program?
$100,000 x 15% = $1,250 PER MONTH.
This is $15,000 per year.
A bank CD at 3.5% pays $3,500 per year
That's a difference of $11,500 a year!!

Is there a withdraw penalty?
NO! There is no withdraw penalty with us!

Early withdrawal of you $10,000 CD
   Yield            12-Month Return
    3.5%                  $350
   15.0%               $1,500

A bank's 6 month penalty is only $175 on this CD.
You still would make $1325 more even with the penalty.
There is NO withdraw penalty with us.

 

 

    Call Us Today!

    We Sell Houses, Some homes are
    Rent to Own! 

    Please contact us anytime!

    We look forward to hearing from you!

    Cell: 309-453-8786

    Fax: 309-347-8827

    Email: dusty@spottedil.com

    "I invested with Dusty on a single-family flip in 2007.  I got a great return and would do another deal with him."
    -John D., Morton

    "Spotted Dog Properties, Inc. bought several investment properties from me. They were very professional and excellent to work with. I would recommend them to anyone."
    -Sam K., Peoria 

    PO Box 8003
    East Peoria, IL 61611
    ph: 309-453-8786
    fax: 309-347-8827